Terms and Conditions

Terms and Conditions | versus

Version 5.1 · Effective 25 August 2026

Important — please read before continuing

By using our Services, you enter a legally binding contract. Pay particular attention to:

Section 2 — What we offer: betting on the outcome of real-world events (“predictions”). You bet against versus.
Section 3 — Verification: we must verify your identity before you can deposit, bet or withdraw.
Section 5 — Duplicate Accounts: only one account per person. Duplicates will be closed.
Section 7 — Maximum Payouts: payout limits apply regardless of stake.
Section 9 — Odds, Returns and the versus Transaction Fee: the odds and potential return form part of the bet. The transaction fee is 2% of the stake, charged in addition to the stake, with no maximum fee cap.
Section 8 — Right to Decline: we may decline predictions without giving reasons.
Section 11 — Prohibited Activities: fraud and arbitrage result in account closure.
Section 14 — Errors: we may void predictions affected by errors.

Introduction and Definitions
About versus
Account Eligibility and Verification
Your Account
Duplicate Accounts
Deposits and Customer Fund Protection
Withdrawals, Maximum Stakes and Payouts
Placing Predictions
How Odds, Returns and the versus Transaction Fee Work
Settlement
Prohibited Activities
Account Suspension and Closure
Betting Rules
Errors, Malfunctions and Interruptions
Limitation of Liability
Safer Gambling
Promotions, Bonuses and Referrals
Complaints and Disputes
Privacy and Data Protection
Changes to These Terms
Other Legal Terms
Contact Information

1. Introduction and Definitions

These Terms govern the betting services provided by Versus Inc, trading as versus. By opening an Account or using the Services, you agree to these Terms.

In these Terms:

“Account” means your registered betting account with versus.
“Services” means all betting products, the versus website, mobile application, and related services.
“Prediction” (also a “Bet”, “Transaction” or “wager”) means any fixed-odds bet, wager or stake you place on the outcome of an event via your Account.
“Market” means an event we make available to bet on, expressed as a question with two or more possible outcomes.
“Outcome” means a possible result of a Market.
“Odds” means the fixed price at which we offer a given Outcome, shown to you before you place a Prediction.
“Return” means the amount credited to your Account if your Prediction wins, comprising your stake plus winnings, as displayed before you confirm.
“Fee” means the charge described in Section 9.

Legal Agreement — These Terms form a legally binding contract. If you do not agree, do not use our Services.

2. About versus

2.1 Company Details

Company Name

versus Inc.

Trading Name

VERSUS

Company Number

023191V

Registered Address

14 Albert Street, Douglas, Isle of Man, IM1 2QA

Licence

Remote Betting Operating Licence — licensed and regulated in Great Britain by the Gambling Commission

Operating Licence Number

000-101143-R-342325-001 (account 101143)

Regulator

Gambling Commission

Versus Inc is licensed and regulated in Great Britain by the Gambling Commission under account number 101143. Operating Licence: 000-101143-R-342325-001.

2.2 Services

versus provides betting on the outcome of real-world events, presented as prediction markets. Markets cover a range of categories, which may include sports, politics and current affairs, financial and crypto markets, entertainment and awards, technology, and other novelty or event markets. For each Market you select an Outcome and the Odds and potential Return are shown to you before you place your Prediction.

You bet against versus. We act as principal and are the counterparty to every Prediction.
Each Prediction is a separate single bet. We do not offer combined, parlay or accumulator bets where multiple selections must all win and returns roll over.

Our Services are available only to customers located in the United Kingdom.

2.3 Acceptance of Risk

Risk of Loss — Betting can result in financial loss. Only bet what you can afford to lose. You are solely responsible for your betting losses.

3. Account Eligibility and Verification

3.1 Eligibility

To open an Account and use our Services, you must:

Be at least 18 years of age — underage gambling is a criminal offence
Be located in the United Kingdom
Not be self-excluded from gambling (including via GAMSTOP)
Not already have an Account with us
Be acting solely on your own behalf
Not be an employee of versus or an immediate family member

3.2 Verification Checks

We are required by law to verify your identity, age, and address before you can deposit, bet or withdraw. Identity verification is carried out by Sumsub. Document authenticity and a biometric facial match, comparing a selfie you provide against your identity document, are performed by Sumsub as part of this process.

3.3 Further Checks

We may request further information only where necessary to meet our legal or regulatory obligations, prevent fraud or perform financial-crime checks. We may restrict your Account until those checks are complete.

3.4 Underage Gambling

Underage Gambling — If we discover you are under 18, your Account will be closed immediately, all predictions voided, deposits returned (winnings not paid), and we may report the matter to authorities.

4. Your Account

4.1 Account Security

You are responsible for keeping your login credentials secret and secure and must not share them with anyone. If you suspect unauthorised access, change your password and contact us immediately.

4.2 Single Account

You may only hold one Account with versus. The Account must be in your own name and for your personal use only.

5. Duplicate Accounts

You may only register and operate a single Account. If we discover duplicate accounts, we are entitled to:

Close the Duplicate Account (and potentially all accounts if deliberate)
Void all predictions placed on the Duplicate Account
Void all winnings accrued from the Duplicate Account
Return any legitimate funds to the original payment method after the investigation is complete

One Account Only — Operating multiple accounts is a serious breach. Duplicate accounts will be closed and all associated winnings voided.

6. Deposits and Customer Fund Protection

Deposit Limit Reminder: Before your first deposit, you will be presented with the option to set deposit, spend and loss limits as the default. You must actively choose either to set a limit or confirm that you do not wish to set one. You will be prompted annually to review your limits. Decreases take effect immediately. Increases are subject to a mandatory 24-hour cooling-off period, after which you must reconfirm your request.

Available deposit amounts are shown in the service before you confirm a deposit.

6.1 Accepted Payment Methods

You may use only a payment method that belongs to you as the verified Account holder. Available payment methods are shown in the service and payments are processed by Nuvei.

Credit Cards Prohibited — Credit cards are NOT accepted for gambling deposits. This is prohibited by UK law since April 2020. Corporate cards are also not accepted.

6.2 Customer Fund Protection

Customer Fund Protection — Customer funds are held in a designated UK bank account, separately from operating funds. These arrangements do not provide protection in the event of insolvency; funds are classified as Not Protected under the Gambling Commission’s requirements.

7. Withdrawals, Maximum Stakes and Payouts

7.1 Withdrawals

You may withdraw your available balance at any time, subject to verification. Withdrawals are processed back to the same payment method used to make the original deposit (closed-loop policy). We may pause a withdrawal where necessary to meet legal or regulatory obligations or where we have reasonable grounds to suspect prohibited activity. We will not request identity information at withdrawal which we could reasonably have requested earlier.

Promotional, bonus and referral balances are not withdrawable as cash and may only be used to place Predictions (see Section 17).

7.2 Maximum Stake

Stake Limit — Versus may apply a stake limit to a Market or Account. Any applicable limit is shown before you confirm the Prediction.

7.3 Maximum Payout Limits

Versus may apply a maximum payout to a Market or Account. Any applicable maximum payout is shown before you confirm the Prediction.

Payout Limit — Any maximum payout that applies to a Prediction is displayed before you confirm it.

8. Placing Predictions

8.1 Acceptance

We are entitled to decline all or part of any Prediction in our sole discretion and are not obliged to give reasons. Where capacity for an Outcome is limited, we may accept only part of your requested stake (and will tell you before you confirm).

8.2 Confirmation

A Prediction is only valid once accepted by our systems and you have received a unique transaction reference. Check your Account history if unsure.

8.3 Your Responsibility

It is your responsibility to ensure prediction details are correct. Once confirmed, a Prediction cannot be edited, and you cannot transfer or trade it to anyone else.

Withdrawing a Prediction early. Where we offer it, you may withdraw an open Prediction before the Market settles and take the amount shown to you at that moment. This is available only while the Market is still trading and only up to a proportionate period before its closing time; that period is shown in the app and we may vary it by Market. Inside that period, and once a Market has closed, a Prediction stands until it settles.

The amount offered is based on what your Prediction is worth at that moment and is lower than the Return you would receive if the Prediction won. It is calculated from the current Market price for your Outcome, less our deduction, and the amount you accept is the amount shown on screen at the moment you confirm. If the amount changes before you confirm, we will show you the new amount and ask you again. We may be unable to offer a withdrawal at times, for example when we have no current price for a Market.

Withdrawing is optional and final: the amount is credited to your Account balance straight away, your Prediction is closed, and it takes no further part in the Market — including if the Outcome you chose later wins.

Check Your Predictions — Always verify your confirmation before the event resolves.

9. Odds, returns and the versus transaction fee

The odds and potential return for a Prediction form part of the bet. By confirming a Prediction, you accept those odds and that potential return. Versus charges a transaction fee equal to 2% of the stake, in addition to the stake, with no maximum fee cap. By confirming a Prediction, you authorise Versus to deduct the stake and the transaction fee from your cash balance.

10. Settlement

10.1 How Markets Resolve

Each Market is settled according to its published resolution criteria, determined by the real-world outcome of the event from credible, widely-reported public sources and official filings. The resolution basis for a Market is shown to you in the app before you bet. Settlement takes place after the Outcome is known or the Market’s resolution date is reached.

Won — your Return (stake plus winnings) is credited to your Account.
Lost — your stake is not returned.

Subsequent changes (appeals, disqualifications) do not affect settlement once a Market is settled.

10.2 Void and Cancelled Predictions

We may void or cancel Predictions, and refund the stake, if event integrity is questioned, there is evidence of match-fixing, predictions used inside information, irregular betting patterns occurred, the Market is abandoned or cannot be resolved, or errors occurred in the Odds. Where an Outcome is withdrawn or changed before settlement, affected Predictions are cancelled and stakes refunded.

10.3 Rounding

For settlement purposes, all amounts are rounded down to 2 decimal places.

11. Prohibited Activities

The following activities are prohibited:

Using our Services for illegal purposes including money laundering or fraud
Providing false or misleading information
Operating more than one Account or allowing others to use your Account
Using stolen or unauthorised payment methods, or funds belonging to another person
Engaging in arbitrage betting, matched betting, or bonus abuse
Using automated systems, bots, or software
Colluding with others, cheating, or using insider information
Past-posting (betting after knowing the outcome)
Using a VPN to disguise your location, or exploiting errors or loopholes
Circumventing safer gambling measures or behaving abusively towards staff

Consequences — If you engage in Prohibited Activities, we may void predictions, withhold winnings, close your Account, and report you to authorities.

12. Account Suspension and Closure

If we suspect Prohibited Activity, we will suspend your Account without notification while we investigate. Your funds cannot be accessed during suspension.

If investigation confirms Prohibited Activity, we will permanently close your Account. We may also close accounts for convenience (with 14 days’ notice), abusive behaviour, regulatory reasons, or safer gambling reasons.

On closure, positive balances will be returned to the original payment method except where you engaged in illegal or Prohibited Activities. Any legitimate funds retained pending investigation will be returned after the investigation is complete.

If no transaction has been recorded on your Account for 12 months, we will treat your Account as dormant and contact you; if it remains inactive we may close it and return any balance to you.

13. Betting Rules

Your Predictions are subject to our Betting Rules (Rules of Play), which form part of these Terms and include:

Market-specific resolution and settlement rules
Dead heat rules and stake division
Postponement and abandonment rules
Rules for events that are voided, rescheduled or cannot be resolved
Live / in-play rules where offered, and entertainment, novelty and event-market rules

Read the Rules — Our full Betting Rules and each Market’s resolution criteria are available in the app and on our website. In case of conflict, these Terms take precedence.

14. Errors, Malfunctions and Interruptions

14.1 Palpable Errors

“Palpable Error” means an obvious mistake in odds, prices, or terms, where odds are significantly out of line with the market or there is a system or human error.

14.2 Our Rights

If errors occur, we may suspend affected Markets, void affected Predictions, withhold winnings credited in error, correct your Account balance, or settle at corrected odds.

Error Policy — If a Palpable Error occurs, we will void the prediction or settle at corrected odds. If you have withdrawn winnings credited in error, you must repay them. Deliberately exploiting known errors is a Prohibited Activity.

15. Limitation of Liability

Nothing excludes our liability for death or injury from negligence, fraud, or any liability which cannot be excluded by law.

Subject to the above, we are not liable for unforeseeable losses, business losses, use in breach of Terms, errors or malfunctions, events outside our control, your circumvention of safer gambling measures, or regulatory compliance matters.

16. Safer gambling

Deposit limits, time-outs and self-exclusion are available through the Account and support routes. Versus monitors account activity and customer contact for indications of gambling-related harm and may contact you, apply a protective measure or restrict gambling where proportionate. Versus participates in GAMSTOP. A GAMSTOP match prevents gambling and direct marketing. You can register at www.gamstop.co.uk.

17. Promotions

Any promotion is governed by the terms published with it at the time it is offered. A promotion never alters the odds, stake or potential return of a Prediction, and no promotional balance is cash or withdrawable.

18. Complaints and disputes

Questions and support requests can be sent to support@versusapp.com. Formal complaints can be sent to complaints@versusapp.com with your username, name and enough information for us to investigate. If a gambling dispute remains unresolved after eight weeks, or you receive a final response with which you remain dissatisfied, you may refer an eligible dispute to IBAS at www.ibas-uk.com. IBAS provides its service to consumers free of charge.

19. Privacy and Data Protection

Your data is processed per our Privacy Policy. We collect data for services, identity verification, fraud prevention, and legal compliance. We may share with regulators and law enforcement. Contact dpo@versusapp.com for questions.

20. Changes to These Terms

We may change these Terms for legal, service, security, or business reasons. Minor changes take effect immediately. Material changes will be notified in advance and you will be required to acknowledge them before continuing to bet. Continued use constitutes acceptance.

21. Other Legal Terms

These Terms constitute the entire agreement
Invalid provisions will be severed
Our failure to enforce any right does not waive it
You may not transfer your rights; we may transfer ours

Governing Law — These Terms are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction.

22. Contact Information

Company

versus Inc. (trading as VERSUS)

Address